Use of Materials

The right to download and store or output the materials in our site(s) is granted for the user’s personal use only, and materials may not be reproduced in any edited form. Any other reproduction, transmission, performance, display or editing of these materials by any means mechanical or electronic without the express written permission of us is strictly prohibited. Users wishing to obtain permission to reprint or reproduce any materials appearing on our site may contact us.

Terms of Use

Use of this site signifies your agreement with the following terms of use. If you do not agree with any of these terms of use, please do not use this site. The Company reserves the right, in its sole discretion, to modify these Terms of Use at any time and you agree to be bound by such modifications through your use of the Company’s site.

Trademarks, Copyrights and Restrictions

All materials on this site, including, but not limited to, images, illustrations, audio clips, video clips (the “Materials”) are protected by copyrights which are owned or licensed by the Company. You may not reproduce, perform, create derivative works from, republish, upload, post, transmit, or distribute in any way whatsoever any Materials from our website or any other website owned or operated by the Company without the prior written permission of the Company. However, you may download or make one copy of the Materials, and other downloadable items displayed on the site, for personal non-commercial home use only, provided all copyright and other notices contained in the Materials are left intact. Any modification of the Materials, or any portion thereof, or use of the Materials for any other purpose constitutes an infringement of the Company’s copyrights and other proprietary rights. Use of these Materials on any other website or other networked computer environment is prohibited without prior written permission from the Company.

Disclaimers

By using this website and/or posting Materials, you agree to indemnify the Company, its officers, directors, employees, agents, distributors and affiliates for any and all claims, damages, losses, and causes of action arising out of your breach or alleged breach of this agreement.

THE MATERIALS ON THIS SITE ARE TRANSMITTED AND DISTRIBUTED “AS IS” AND APPEAR ON THE SITE WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, IMPLIED WARRANTIES OF MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY MAKES NO WARRANTY AS TO THE QUALITY, ACCURACY, COMPLETENESS AND VALIDITY OF ANY MATERIALS ON THE WEBSITE AND DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED ON THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. Where applicable law does not allow the exclusion of implied warranties, the foregoing exclusions may not apply to you.

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change without notice. Copyright in the pages and in the screens displaying the pages, and in the information and materials therein and in their arrangement, is owned by Red Crown Federal Credit Union Red Crown Credit Union (TM), unless otherwise indicated. No one has permission to copy or republish any information found on this Website and any pages thereof unless otherwise indicated. Information from this Website is invalid unless it is read and is presented in its entirety.

Jurisdiction

This agreement shall be governed by and construed in accordance with the laws of the State of Oklahoma, as it is applied to agreements entered into and performed within that State. Any action brought to enforce this agreement or matters related to the site shall be brought in either the State or Federal Courts of the United States. If any provision of this agreement is deemed void, unlawful, or otherwise unenforceable for any reason, that provision shall be severed from this agreement, and the remaining provisions of this agreement shall remain in force. This contains the entire agreement between you and the Company concerning your use of the site, and the agreement shall not be modified, except in writing, signed by both parties.

Website Specific

Red Crown Federal Credit Union is committed to protecting the privacy of our members and other visitors to our website. The above-stated Privacy Policy covers our website as well. As part of that commitment, we have adopted the following website-specific privacy policy for your protection:

General Website Pages

We are able to count the number of visitors to website pages in order to assist us in making improvements to the information contained on the site and to better serve our members through special marketing and service programs.

Specific to Applications

Only business-related information is requested on any Red Crown online application. This information is used only for review of qualifications for the loan, account, or service for which you are applying. Any information gathered during member applications is not given or sold to third parties.

Specific to Credit Union Online, Bill Pay and E-Statement

All are accessed through a secure site and require a browser that supports 128-bit encryption. See Security Information for more details.

Specific to Email

Personal information contained in email sent by members and non members may be used by Red Crown staff to answer questions, to follow up on suggestions or complaints, or to improve the level of service Red Crown provides. Please be advised that email may not be secure against interception by unauthorized individuals. Therefore, if you wish to communicate sensitive or personal information, you may want to call, fax or send it by postal mail.

Specific to Children’s Online Privacy

This website is not intended for use by anyone under 13 years of age.

Links to Third-Party Sites

Our site may contain links to websites controlled by third parties. Since we do not control these sites, Red Crown does not endorse or accept responsibility for their privacy practices or content.

If you have any questions, please contact us.