Privacy Policy

What does Red Crown Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.

What?

The types of personal information we collect and share depend on the product or service you
have with us. This information can include:

Social Security Number and account transactions
Account balances and payment history
Credit history and credit score

When you are no longer our member, we continue to share your information as described in this
notice.

How?

All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Red Crown Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information.
Does Red Crown Credit Union share?
Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes
No

For our marketing purposes—
to offer our products and services to you

Yes
No

For joint marketing with other financial companies

Yes
No

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No
We don’t share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No
We don’t share

For nonaffiliates to market to you

No
We don’t share

Questions?

Call 918.447.3235 or visit redcrowncu.org

Who we are

Who is providing this notice?

Red Crown Credit Union

What do we do?

How does Red Crown Credit Union protect my information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Red Crown routinely reviews its information security measures, trains employees and makes necessary upgrades to protection information.

How does Red Crown Credit Union collect my information?

We collect your personal information, for example, when you:

Open an account or deposit money
Pay your bills or apply for a loan
Use your credit or debit card

We also collect your personal information from others such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Red Crown does not share information with affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Red Crown does not share information with nonaffiliates.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other joint marketing partners include insurance and other financial service companies.